BUYING FAQ'S

How important is good credit and when should I start worrying about it?

The better your credit, the better your position will be in purchasing anything, especially a house. Before you start making decisions that will affect your credit report, the smartest thing would be to consult a lender and work on a beneficial plan together. Some things that may seem like a good idea, like closing out all your charge cards, could actually backfire and work against you.

What is pre-approved?

The best favor you can do for yourself is to talk to a lender. I have several I work with and can put you in contact with someone who will determine the amout of house that will be a good fit with you and your lifestyle. An offer from a pre-approved buyer is considered a much stronger offer and looked upon much morre favorably by sellers.

What if I can't afford a mortgage?

I've been told there are currently about 300 different lending plans available and most people find at least 2-4 different options they can consider. Right now interest rates are still very competitive and it's a great time to get more for your money.

What's a home inspector and where do I find one?

A home inspection is a wise move - it means you hire a professional who inspects the house on your behalf, and provides you with a report of his or her findings. It's an excellent way to reassure yourself about the soundness of your homebuying decision. As a REALTOR, I have a list of home inspectors from which you can choose.

What if I have additional questions?

Contact me. I am here to help you with the buying process, from finding a home to completing the purchase. That's how I earn my living.

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